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In addition, it’s a great way to spot errors or discrepancies in your coverage and communicate with your agent about them. It’s a good idea to keep the policy document in a safe and easily accessible location, so you can refer back to it when needed.

It’s the first page of your actual policy contract and is followed by any required amendments or endorsements by state law and then, the main coverage forms. For example, homeowners insurance policies will include the dwelling and personal property coverage limits on the declarations page along with the insured’s name, address and the insurer’s contact information.

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