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It's often an effective tool for making money than simply interest because it permits the loan or investment to grow more quickly .Compound interest refers to the interest that is not just applicable to the principal amount of a loan or investment however, it also applies to any accrued interest from prior time periods.

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The most basic formula to calculate basic interest rate is called PRT in which you are calculating the principle, which is simply the first amount of money that is borrowed or put into investments while rates of interest are calculated in percentages and the period is measured in increments of a year.

This kind of calculation may be used to calculate tax because it is more straightforward than the entire formula. Alternately, a simpler formula could be created by removing the interest rate in the formula. It will yield similar results, however it is easier to understand.

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This is extremely helpful for those who are not familiar about the calculations. There are a variety of methods to calculate interest, such as using an Excel spreadsheet calculator.

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