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A travel medical insurance plan protects travelers against the high costs of emergency medical care while they are away from home. Unlike some other types of insurance that cover the cost of property loss or accidents, these plans only provide coverage for medical expenses related to trip-related incidents. Medical coverage is typically available as a stand-alone policy or as an add-on to comprehensive travel insurance policies. It can also be purchased as part of the benefits offered by premium credit cards.

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Insurance Covers expenses related to medical emergencies, like hospital stays, treatments and occasionally even evacuation. Trip Cancellation/Interruption: Reimburses non-refundable expenses if you need to cancel or cut short your trip due to unforeseen circumstances like illness or family emergencies.

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