Most people think a credit score tells the full story of their financial health. It doesn’t. Although it's a crucial component, your credit score is only one part of the whole. PFScores (Personal Financial Scores) goes several steps further by examining your broader financial habits, risks, and goals. It’s a free tool that takes about See beyond your credit score. PFScores analyzes savings, insurance, and spending to show your true financial picture—accurate and easy to use.