Financial stress can create ongoing worry, fear, and emotional pressure. It may lead to sleep problems, irritability, difficulty concentrating, or increased anxiety. Over time, financial strain can affect confidence, relationships, and overall well-being. Managing financial stress involves planning, budgeting, seeking guidance, and sharing concerns with trusted individuals. Professional help—financial or psychological—can also bring clarity and support. Addressing stress early improves emotional stability and helps individuals regain a sense of control.