Your credit score plays a major role in your financial health. Whether you're applying for a mortgage, auto loan, or even a credit card, lenders use your credit score to evaluate your reliability as a borrower. If your score is on the lower end, you might be wondering how long it takes to improve your credit score by 100 points. The truth is, the time it takes varies based on your credit history and the steps you take to improve it.nUnderstanding Your Credit ScorenBefore we discuss timelines, it’s important…