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The duration over which the loan must be repaid. An asset pledged by the borrower to secure the loan, which the lender can seize if the borrower defaults.

The cost of borrowing money, usually expressed as an annual percentage rate (APR). The original amount of money borrowed.

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Loans to fund business activities, which can be secured or unsecured depending on the lender's requirements.

Loans designed to pay for education-related expenses, often with favorable interest rates and repayment terms.

Secured loans used to purchase real estate, with the property serving as collateral. Secured loans used to purchase vehicles, where the vehicle itself is the collateral.

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Unsecured loans used for personal expenses such as home renovations, medical bills, or vacations.

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Just two months after being targeted by the Department of Justice, Apple was hit with a fresh lawsuit in the Northern District of California alleging